Cat insurance

More purrs. Less stress.

Calm, clever cover for cats who do things their own way, built to help you take care of them when life gets unpredictable.

Vet fees covered up to £7,500
Lifetime cover
24/7 Vet Assist included as standard

Get a quote Retrieve a quote

From as little as £9.76 a month^

A ginger cat relaxing on its owner's lap at home

Pre-existing conditions can become covered under our 2 year rule, once your pet has gone any continuous 24-month period without veterinary treatment or advice for that condition
24/7 expert advice from vets and vet nurses on your pet's care, behaviour and nutrition with Select & Protect Vet Assist
Vet bills covered up to £7,500, choose the level of cover that suits your cat and your budget
Cover for cats from eight weeks up to ten years old, with hassle-free claims paid directly to your vet

Why cat lovers choose us

No confusing language. No wild exclusions. Just straight talking policies built by people who understand what it's like to love a cat.

Real cover that's actually useful

Vet bills? Covered. Unexpected illnesses? Covered. A claw crafted sofa? Okay, not that, but pretty much everything else.

Speak to a vet before you panic-Google

24/7 access to expert advice whenever something feels off, by phone or video call, at no extra cost.

Direct payments to your vet

Claims paid directly to your vet if they accept direct payments. Excesses will apply.

What's covered with cat insurance

We're here to help you care for your cat when it matters most. Our Lifetime cover includes:

Cover	Lifetime £3,500	Lifetime £5,000	Lifetime £7,500
Vet fee levelCover for treatment costs when your pet needs to see a vet, from routine visits to emergency care.	£3,500	£5,000	£7,500
Ligament treatmentSupport for injuries like torn ligaments or joint issues.	£2,500	£2,500	£2,500
Diagnostic imagingCovers X-rays, MRIs and ultrasounds to get to the root of health concerns.	£2,000	£2,000	£2,000
Dental illness or accidentProtection for dental issues caused by illness or injury.	£2,000	£2,000	£2,000
Prescription foodCovered for a maximum of 6 months per condition, other than for obesity or weight loss.	£250	£250	£250
Advertising and rewardIf your pet goes missing, we'll help cover the cost of advertising and offer a reward.	£1,000	£1,000	£1,000

Limits shown are per condition, per year. Exclusions, conditions and excesses may apply. For the full table of cover limits and any extra cover conditions, check the policy wording.

What isn't covered

Every policy has its limits. These are the main things a cat policy doesn't cover, so there are no surprises if you need to claim.

Pre-existing conditions, unless your pet has had no veterinary treatment or advice for that condition for any continuous 24-month period, under our 2 year rule.
Illness in the first 14 days and injuries in the first 48 hours of a new policy, known as the waiting period.
Routine, preventative or elective treatment, such as vaccinations, teeth cleaning, neutering or spaying, grooming and nail clipping.
Pregnancy, breeding and delivery, and any complications arising from them.
Treatment or medication that has not been prescribed or recommended by a vet.
Anything above the cover limits set out in the table of benefits.

This is a summary of the main exclusions, not a full list. The complete terms, limits and exclusions, including the age limits that apply when a policy first starts, are set out in the policy wording.

Your pet insurance excess

The amount that affects both the premium you pay and how much you'll need to contribute if you make a claim.

Your policy includes a fixed excess, payable per condition, per policy year.
Once your cat turns 7, a co-payment of 15% will also apply, paid by you each time you make a claim, in addition to your standard excess.
Make sure you understand the excesses when you get a quote or start a new policy. You'll find all the information you need in the policy wording.

Flexible policy benefits

Switching from another provider? If you can prove your previous cover runs right up to your policy start date, your pet enjoys immediate cover, with no waiting period for injuries or illnesses.
Spread the cost of your policy, pay monthly by Direct Debit. It doesn't cost you more.
Cover for repeat or emergency treatment when travelling with your pet abroad, as long as you're travelling in line with government guidelines. Check the latest government advice on taking your pet abroad before you plan your trip.

Monetary limits, excesses, conditions and exclusions apply. See the policy wording for full details.

Policy documents

Vet Assist

Advice from vets and vet nurses, any time you need it

Included with every policy at no extra cost. Once you're insured, you can speak to a qualified vet nurse or vet about care, behaviour or nutrition, by phone or video, whether you're at home or abroad.

Vet Assist

Looking for the other half of the family?

Dog insurance

Cover that fits the life your dog actually lives, from muddy walks to unplanned trips to the vet.

Find out more

Multi-pet cover

Cover more than one pet under the same household policy, with cover set individually for each pet and each pet's renewal date set as they are added. Up to 6 pets per household.