Tell us about your medical history and we'll do our best to find the right cover.
Travel cover underwritten by Inter Partner Assistance S.A. UK (part of the AXA Group), so your claims are backed by one of the world's largest insurance groups.
If we don't know about a condition you have, future claims may be rejected, or payment could be reduced even if a claim is not related directly or indirectly to a pre-existing medical condition.
A routine medical procedure in Europe, without insurance.
An air ambulance repatriation from the United States.
Conditions you tell us about at quote stage can be covered. Declaring may change your premium, which we always show before you buy.
Included with every policy. Book a remote consultation with an English-speaking doctor from your phone, day or night, without leaving your hotel room.
In travel insurance terms, a pre-existing medical condition is any disease, injury, illness, or medical investigation or test that happened in the past, or that you were experiencing when you bought your policy. Declare any medical condition where you or anyone covered has suffered from, received medical advice for, or treatment (including surgery, tests investigations) or been prescribed drugs or medication for in the last 5 years. This includes cancer, heart or circulatory conditions, diabetes, neurological conditions, breathing conditions, kidney, renal or liver conditions and psychiatric or psychological conditions.
You should also declare any other medical condition for which treatment, medication, tests or investigations have been received, prescribed, recommended or are awaiting within the last 12 months.
Declaring a condition at quote stage is quick, and gives you an accurate price for the cover you actually need rather than a policy that might not pay out.
We can cover a wide range of conditions once declared. Where we can't, we'll tell you plainly rather than leave you finding out at claim stage.
An undeclared condition could affect your cover or a future claim. Declaring it helps make sure the cover is right for your circumstances.
Made with Inter Partner Assistance S.A. UK (part of the AXA Group), this short video walks through why declaring matters and what happens once you do, in plain terms rather than policy language.
Every policy shares the same standard included cover. Here is where else to look.
One holiday, one policy, without paying for a year of cover you won't use.
Travelling more than once this year? One policy covers every trip as long as one individual trip do not exceed 31 days.
Cover built around you, with single trip cover available up to age 100.
Extra protection for cabin confinement, missed ports and life on board.
Whatever the question, we're here before, during and after your trip.
If a medical condition means we can’t offer cover, or the premium isn’t right for you, the MoneyHelper travel insurance directory lists specialist providers who may be able to help. Call 0800 138 7777 or visit their website, rather than travelling without cover.
Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:
