Cruise holidays covered as standard, with optional Cruise Cover for the extras that only happen on board.
Travel cover underwritten by Inter Partner Assistance S.A. UK (part of the AXA Group), so your claims are backed by one of the world's largest insurance groups.
A cruise can bring a few risks an ordinary holiday doesn't, from a missed sailing to time confined to your cabin. Cruise Cover is the optional add-on built for exactly those situations.
Protection if you miss a scheduled port departure through no fault of your own.
Cover if you're confined to your cabin on medical advice during the cruise.
Add it to either a single trip or an annual multi-trip policy before you travel.
Many cruise lines require proof of adequate travel insurance before you're allowed to board, so it's worth buying your policy as soon as you've booked the trip.
Included with every policy. Book a remote consultation with an English-speaking doctor from your phone, day or night, without leaving your hotel room.
Cruise Cover is an optional add-on for the situations that only arise at sea. The limits below apply once it is added to your policy and are the same across Bronze, Silver and Gold.
Limits shown are per insured person, per trip. Cruise Cover is optional and, where purchased, is shown on your policy schedule. No excess applies to the sections marked *; an excess applies to the other sections (£99 Bronze, £75 Silver, £50 Gold). Full benefit limits, terms, conditions and exclusions are set out in the policy wording.
Add extra cover to match the trip you're actually taking. All available when you get your quote at an additional premium.
Gadget cover for loss, theft, accidental damage and malicious damage to your phone, tablet, camera and other gadgets is included as standard. Add Enhanced Gadget cover for higher claim limits.
Protection for skiing, snowboarding and the equipment you take with you on the slopes. Available up to age 64. For annual multi-trip policies, you are only covered for 17 days of winter sports activity during the insurance period.
Extra protection for missed port departures, cabin confinement and cruise specific risks, on top of standard cover.
Cover for your golf clubs and equipment, plus green fees if your trip is cut short on top of standard cover.
Every policy shares the same standard included cover. Here is where else to look.
One holiday, one policy, without paying for a year of cover you won't use.
Travelling more than once this year? One policy covers every trip as long as one individual trip do not exceed 31 days.
Cover built around you, with single trip cover available up to age 100.
Tell us what applies to you and we'll see whether we're able to offer cover.
If you have a health condition it shouldn’t stop you seeing the world. With the right cover, you can travel with the knowledge you’re protected if you need medical assistance.
Select & Protect covers most pre-existing medical conditions. Contact us for a quote, tell us about all your conditions and any prescribed medications you take and we’ll help if we can.
Whatever the question, we're here before, during and after your trip.
If a medical condition means we can’t offer cover, or the premium isn’t right for you, the MoneyHelper travel insurance directory lists specialist providers who may be able to help. Call 0800 138 7777 or visit their website, rather than travelling without cover.
Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:
