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Over 50s travel insurance

Whatever your age, get travel insurance that works for you

Single trip and annual cover that works for you, whatever your age.

  • Single trip and annual cover available
  • All pre-existing conditions considered
  • 24/7 medical support, included with your policy
Get a price in just minutes
An older couple sightseeing in a sunlit town square
Travel insurance underwritten by AXA

Travel cover underwritten by Inter Partner Assistance S.A. UK (part of the AXA Group), so your claims are backed by one of the world's largest insurance groups.

Age is just a number

Whether it's a family holiday or a city break, our cover works the same way regardless of your age, with single trip and annual policies both available.

Single trip up to age 100

Single trip cover available up to age 100, with maximum trip length tapering from 100 days to 31 days as you get older.

Annual multi-trip up to age 80

Available up to age 80 for Europe or Worldwide excluding the USA, Canada and the Caribbean, and 75 for Worldwide cover.

Medical conditions considered

Declare what applies to you and we'll see whether we're able to offer cover. Find out more.

It's essential to declare every pre-existing medical condition when you get your quote. If we don't know about a condition you have, future claims may be rejected, or payment could be reduced even if a claim is not related directly or indirectly to a pre-existing medical condition.

Doctor Please!

A doctor on call, wherever you are

Included with every policy. Book a remote consultation with an English-speaking doctor from your phone, day or night, without leaving your hotel room.

A traveller on a video call with a doctor

Three levels of cover

Choose from Bronze, Silver or Gold, so you only pay for the level of protection you actually need.

Bronze

Essential protection

  • Emergency medical cover up to £5m
  • Cancellation cover up to £1,000
  • Baggage cover up to £1,500
  • 24/7 emergency assistance

Silver

More cover, higher limits

  • Higher emergency medical cover up to £7.5m
  • Higher cancellation cover up to £3,000
  • Higher baggage cover up to £2,000
  • 24/7 emergency assistance

Gold

Our highest level of cover

  • Our highest emergency medical cover up to £10m
  • Our highest cancellation cover up to £5,000
  • Our highest baggage cover up to £3,000
  • 24/7 emergency assistance

Limits shown are per insured person, per trip. An excess applies to some sections (£99 Bronze, £75 Silver, £50 Gold). Full benefit limits, terms, conditions and exclusions are set out in the policy wording.

Policy documents

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Optional extras

Add extra cover to match the trip you're actually taking. All available when you get your quote at an additional premium.

Enhanced Gadget cover

Gadget cover for loss, theft, accidental damage and malicious damage to your phone, tablet, camera and other gadgets is included as standard. Add Enhanced Gadget cover for higher claim limits.

Winter sports cover

Protection for skiing, snowboarding and the equipment you take with you on the slopes. Available up to age 64. For annual multi-trip policies, you are only covered for 17 days of winter sports activity during the insurance period.

Cruise cover

Extra protection for missed port departures, cabin confinement and cruise specific risks, on top of standard cover.

Golf cover

Cover for your golf clubs and equipment, plus green fees if your trip is cut short on top of standard cover.

Still not sure this is the right cover?

Every policy shares the same standard included cover. Here is where else to look.

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All medical conditions considered

If you have a health condition it shouldn’t stop you seeing the world. With the right cover, you can travel with the knowledge you’re protected if you need medical assistance.

Select & Protect covers most pre-existing medical conditions. Contact us for a quote, tell us about all your conditions and any prescribed medications you take and we’ll help if we can.

Pre-existing medical conditions

Need help?

Whatever the question, we're here before, during and after your trip.

Can’t get the cover you need?

If a medical condition means we can’t offer cover, or the premium isn’t right for you, the MoneyHelper travel insurance directory lists specialist providers who may be able to help. Call 0800 138 7777 or visit their website, rather than travelling without cover.

What are the benefits?

Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:

  • Is willing to offer cover for your condition
  • Is willing to offer cover for your condition without specific exclusions
  • Is willing to offer cover for your condition at a more affordable price
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