If you’ve been impacted by the war in the Middle East, please check the latest FCDO guidance before you travel.
Annual multi-trip

One policy, every trip you take this year

One policy that covers multiple trips across a 12-month period, so you're not buying cover every time you travel.

  • Unlimited trips over a 12-month period
  • Every individual trip within the year covered up to 31 days
  • 24/7 medical support, included with your policy
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Packed suitcases ready for travel
Travel insurance underwritten by AXA

Travel cover underwritten by Inter Partner Assistance S.A. UK (part of the AXA Group), so your claims are backed by one of the world's largest insurance groups.

Cover for everywhere you're going this year

If you've got more than one trip planned, an annual multi-trip policy can work out more cost effective than buying a new policy every time.

Unlimited trips

Travel as often as you like across 12 months, with no limit on the number of trips.

Up to 31 days per trip

Every individual trip within the year is covered up to 31 days.

UK trips included

Covers UK breaks too, provided you have at least 2 nights pre-booked accommodation, or pre-booked transport, 50 miles or more from home.

Doctor Please!

A doctor on call, wherever you are

Included with every policy. Book a remote consultation with an English-speaking doctor from your phone, day or night, without leaving your hotel room.

A traveller on a video call with a doctor

Three levels of cover

Choose from Bronze, Silver or Gold, so you only pay for the level of protection you actually need.

Bronze

Essential protection

  • Emergency medical cover up to £5m
  • Cancellation cover up to £1,000
  • Baggage cover up to £1,500
  • 24/7 emergency assistance

Silver

More cover, higher limits

  • Higher emergency medical cover up to £7.5m
  • Higher cancellation cover up to £3,000
  • Higher baggage cover up to £2,000
  • 24/7 emergency assistance

Gold

Our highest level of cover

  • Our highest emergency medical cover up to £10m
  • Our highest cancellation cover up to £5,000
  • Our highest baggage cover up to £3,000
  • 24/7 emergency assistance

Limits shown are per insured person, per trip. An excess applies to some sections (£99 Bronze, £75 Silver, £50 Gold). Full benefit limits, terms, conditions and exclusions are set out in the policy wording.

Policy documents

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Optional extras

Add extra cover to match the trip you're actually taking. All available when you get your quote at an additional premium.

Enhanced Gadget cover

Gadget cover for loss, theft, accidental damage and malicious damage to your phone, tablet, camera and other gadgets is included as standard. Add Enhanced Gadget cover for higher claim limits.

Winter sports cover

Protection for skiing, snowboarding and the equipment you take with you on the slopes. Available up to age 64. For annual multi-trip policies, you are only covered for 17 days of winter sports activity during the insurance period.

Cruise cover

Extra protection for missed port departures, cabin confinement and cruise specific risks, on top of standard cover.

Golf cover

Cover for your golf clubs and equipment, plus green fees if your trip is cut short on top of standard cover.

Still not sure this is the right cover?

Every policy shares the same standard included cover. Here is where else to look.

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All medical conditions considered

If you have a health condition it shouldn’t stop you seeing the world. With the right cover, you can travel with the knowledge you’re protected if you need medical assistance.

Select & Protect covers most pre-existing medical conditions. Contact us for a quote, tell us about all your conditions and any prescribed medications you take and we’ll help if we can.

Pre-existing medical conditions

Need help?

Whatever the question, we're here before, during and after your trip.

Can’t get the cover you need?

If a medical condition means we can’t offer cover, or the premium isn’t right for you, the MoneyHelper travel insurance directory lists specialist providers who may be able to help. Call 0800 138 7777 or visit their website, rather than travelling without cover.

What are the benefits?

Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:

  • Is willing to offer cover for your condition
  • Is willing to offer cover for your condition without specific exclusions
  • Is willing to offer cover for your condition at a more affordable price
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